HM Risk Group is a leader in niche healthcare exposures. HM Risk Group offers comprehensive professional and general liability cover for surrogate placement agencies, egg donor clinics and other allied healthcare professionals in the reproductive medicine. In addition to our exciting reproductive medicine program, HM Risk Group also provides professional and general liability to cover an array of allied healthcare exposures.
Our client list includes but not limited to:
| Adult day care centers | Medical art schools (non-physicians) |
| Alcohol and drug rehab centers | Medical clinics (non-surgical) |
| Acupuncturists | Medical laboratories |
| Ambulance services | Medical staffing agencies |
| Chiropractic services | Nurses (RN, LPN, CNA, NP) |
| Counseling services | Optometrists |
| Dental clinics | Pharmacies |
| Dialysis centers | Physical/speech therapists |
| Health and fitness training facilities | Prosthetic/orthotic fitters |
| Holistic medicine clinics | Psychologists |
| Home health agencies | Sleep clinics |
| Hospice care services | Spas |
Coverage Highlights
- PL/GL Combo Coverage Available for Most Classes
- Occurrence GL available
- Minimum Premium of $2,000 for $1M/3M limits
- Incident Trigger of Claims
- Worldwide Coverage
- Duty to Defend
- Personal Injury Coverage
- Final Adjudication Wording
- Choice of Defense Counsel (subject to approval)
- Medical Directors included as Insureds
- Bilateral Tail
- Volunteer Workers and Leased Workers included as Insureds
- Students included as Insureds
- Extended Reporting Period of 12/24/36 months for 75%/125%/150%
For more information, please contact us at the information listed below:
+1 877 484 6562